Singapore Income Tax Calculator
Calculate your Singapore resident income tax using IRAS progressive tax brackets, including full bracket breakdown.
What is the Singapore Income Tax Calculator?
This Singapore Income Tax Calculator helps you estimate how much annual income tax you must pay as a Singapore tax resident using the latest IRAS progressive rates (0%–22%).
Just enter your annual chargeable income (after reliefs) and the calculator will show:
Total income tax payable
Effective tax rate
Full tax bracket breakdown
How much tax you pay at each tier
This tool is ideal for:
Employees
Self-employed individuals
Foreigners who qualify as residents
HR payroll departments
New PR applicants
Anyone comparing salaries in Singapore
How Singapore Income Tax Works (IRAS Rules)
Singapore uses a progressive tax system for residents.
This means the more you earn, the higher your tax rate – from 0% up to 22%.
Resident vs Non-Resident
You are considered a tax resident if you:
Stay ≥183 days in Singapore, OR
Are a Singapore PR, OR
Have certain long-term passes
Tax residents enjoy:
Progressive tax rates
Tax reliefs
Rebates (varies yearly)
Non-residents pay:
15% flat tax OR
Progressive rates (whichever gives higher tax)
Singapore Income Tax Brackets (YA 2026)
Singapore uses chargeable income (after personal reliefs).
| Chargeable Income (SGD) | Tax Rate |
|---|---|
| First 20,000 | 0% |
| Next 10,000 (20,001–30,000) | 2% |
| Next 10,000 (30,001–40,000) | 3.5% |
| Next 40,000 (40,001–80,000) | 7% |
| Next 40,000 (80,001–120,000) | 11.5% |
| Next 40,000 (120,001–160,000) | 15% |
| Next 40,000 (160,001–200,000) | 18% |
| Next 40,000 (200,001–240,000) | 19% |
| Next 40,000 (240,001–280,000) | 19.5% |
| Next 40,000 (280,001–320,000) | 20% |
| Above 320,000 | 22% |
.
Singapore Income Tax for SGD 60,000
Let’s calculate tax for chargeable income SGD 60,000.
Breakdown:
First SGD 20,000 → 0% = SGD 0
Next 10,000 → 2% = SGD 200
Next 10,000 → 3.5% = SGD 350
Next 20,000 → 7% = SGD 1,400
Total Tax: SGD 1,950
Effective Tax Rate: 3.25%
Your calculator shows this automatically.
Common Tax Reliefs in Singapore:
Chargeable income is computed after reliefs like:
Earned income relief
CPF relief
Spouse/child relief
Parent relief
Course fee relief
NSman relief
Life insurance relief
These significantly reduce taxable income.
Who Should Use This Calculator?
Singapore residents
Malaysians working in SG
Foreign professionals
PR applicants
HR departments
Employers estimating salary packages
Students comparing job offers
Frequently Asked Questions (FAQ)
1. How do I calculate tax in Singapore?
Use chargeable income (after reliefs) and apply IRAS progressive rates (0%–22%).
2. Who is considered a Singapore tax resident?
Anyone who stays ≥183 days, a Singapore PR, or meets IRAS residency rules.
3. What is chargeable income?
Chargeable income = Assessable income – personal reliefs.
4. Do foreigners pay the same tax rate?
Non-residents pay 15% flat or progressive rates — whichever results in higher tax.
5. Is CPF taxable?
Employee CPF contributions are not taxable; employer CPF contributions are also non-taxable.
6. Do bonuses get taxed?
Yes — bonuses are part of taxable income.
7. What is effective tax rate?
Effective tax rate = (Total tax ÷ Chargeable income) × 100%.
8. Does Singapore have GST on income?
No — income tax is separate from GST.
9. When is Singapore tax due?
Usually by 30 April (paper filing) or 18 April (e-Filing) every year.
| Chargeable Income (SGD) | Tax Rate |
|---|---|
| 0 – 20,000 | 0% |
| 20,001 – 30,000 | 2% |
| 30,001 – 40,000 | 3.5% |
| 40,001 – 80,000 | 7% |
| 80,001 – 120,000 | 11.5% |
| 120,001 – 160,000 | 15% |
| 160,001 – 200,000 | 18% |
| 200,001 – 240,000 | 19% |
| 240,001 – 280,000 | 19.5% |
| 280,001 – 320,000 | 20% |
| Above 320,000 | 22% |