Philippines · PhilHealth
PhilHealth Contribution Calculator (2024–2025)
Calculate monthly PhilHealth contributions using the 5% premium rate with ₱10,000 minimum and ₱100,000 maximum income base.
Enter Your Monthly Salary
We apply the official PhilHealth premium formula for 2024–2025.
₱
Total Monthly PhilHealth
₱ 0.00
Combined employee + employer
Employee Share
₱ 0.00
Employer Share
₱ 0.00
How PhilHealth premium is computed
- Premium rate: 5% of monthly salary
- Income floor: ₱10,000
- Income ceiling: ₱100,000
- Split: 50% employee, 50% employer
How PhilHealth Contribution Is Calculated (2026)
The 2026 PhilHealth premium still follows the official 5% rate with the same income floor and ceiling.
- Premium rate: 5% of monthly salary
- Income floor: ₱10,000
- Income ceiling: ₱100,000
- Split: 50% employee · 50% employer
PhilHealth Premium Table (2026)
| Salary Range | Monthly Premium (5%) | Employee Share | Employer Share |
|---|---|---|---|
| Below ₱10,000 | ₱500 | ₱250 | ₱250 |
| ₱10,000 – ₱100,000 | Salary × 5% | Premium × 50% | Premium × 50% |
| Above ₱100,000 | ₱5,000 | ₱2,500 | ₱2,500 |
Who Should Use This PhilHealth Calculator?
- Employees verifying their monthly PhilHealth deductions
- Employers preparing payroll contributions
- HR and accounting teams handling employee benefits
- Freelancers and voluntary members checking premiums
Examples
Example 1: Salary = ₱30,000
- Premium = ₱30,000 × 5% = ₱1,500
- Employee share = ₱750
- Employer share = ₱750
Example 2: Salary = ₱150,000 (above ceiling)
- Premium = ₱5,000 (maximum)
- Employee share = ₱2,500
- Employer share = ₱2,500
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FAQ – PhilHealth 2026
What is the PhilHealth premium rate for 2026?
The official PhilHealth contribution rate for 2026 is 5% of the monthly salary, following the same rules as 2024–2025.
Is the income ceiling still ₱100,000?
Yes. The maximum salary base for PhilHealth remains ₱100,000.
How much does an employee pay?
Employees pay 50% of the computed premium, while employers pay the other 50%.
Does PhilHealth round numbers?
Yes. PhilHealth typically rounds to the nearest peso when computing premiums.
Do self-employed members follow the same rate?
Yes. Voluntary and self-employed members also use the 5% premium rate but must pay the full amount themselves.