Pag-IBIG Contribution Calculator Philippines | IluvTool
Philippines · Pag-IBIG

Pag-IBIG Contribution Calculator

Estimate monthly Pag-IBIG contributions in the Philippines, including employee and employer shares, using salary-based rates and caps.

Enter Your Salary and Rates

Default rates follow the common Pag-IBIG formula (1% or 2% employee, 2% employer, capped at ₱5,000). You can edit them anytime.

Contributions are computed using min(salary, cap).

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%
%
Total Monthly Pag-IBIG
₱ 0.00
Enter your salary and rates to see estimated Pag-IBIG contributions.
Employee share
₱ 0.00
Employer share
₱ 0.00

How this Pag-IBIG calculator works

  • Covered salary = min(actual monthly salary, salary cap).
  • If salary ≤ ₱1,500, employee rate (default) = 1% of covered salary.
  • If salary > ₱1,500, employee rate (default) = 2% of covered salary.
  • Employer rate (default) = 2% of covered salary.
  • Total Pag-IBIG = employee share + employer share.

Tips for accurate results

  • Check current Pag-IBIG rates from the official website.
  • Update the employee and employer percentages when regulations change.
  • Use the salary cap value that matches the current Pag-IBIG rules.

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