Malaysia Salary Tax Calculator
Quickly estimate your Malaysian income tax based on the latest resident tax brackets. Enter your salary, bonus, EPF rate and tax reliefs to see your annual and monthly tax.
What is the Malaysia Salary Tax Calculator?
This Malaysia Salary Tax Calculator helps you estimate your annual tax, monthly tax, PCB (Potongan Cukai Bulanan) and net take-home salary based on the latest LHDN resident income tax brackets (0%–30%).
Just enter your monthly salary, bonus, EPF rate and tax reliefs to see your annual and monthly tax in seconds.
This tool is accurate for:
Malaysian residents
Employees contributing EPF
Salary + bonus earners
People claiming annual tax reliefs
Fresh graduates, workers, HR staff, employers
It also works as a PCB estimator because PCB is calculated based on monthly chargeable income after EPF & reliefs.
How Malaysia income tax works?
Malaysia uses a progressive tax system for residents.
This means:
The higher your income, the higher the tax rate — from 0% to 30%.
Non-residents pay a flat 30% tax without any reliefs.
Your annual chargeable income is calculated using:
1. Annual Gross Income
Annual Gross = (Monthly basic salary × 12) + Annual bonus
2. Minus EPF Employee Contribution
EPF reduces your taxable income.
Default: 11% (but optional 9% is allowed).
3. Minus Total Tax Reliefs
Includes relief for:
Self
Spouse
Children
Lifestyle
Insurance
Parents
Education
PRS
Zakat
SOCSO
And more
| Chargeable Income (RM) | Tax Rate |
|---|---|
| 0 – 5,000 | 0% |
| 5,001 – 20,000 | 1% |
| 20,001 – 35,000 | 3% |
| 35,001 – 50,000 | 6% |
| 50,001 – 70,000 | 11% |
| 70,001 – 100,000 | 19% |
| 100,001 – 250,000 | 25% |
| 250,001 – 400,000 | 26% |
| 400,001 – 600,000 | 28% |
| 600,001 – 1,000,000 | 30% |
| 1,000,000+ | 30% |
Example Tax Calculation (RM 5,000 salary, RM 5,000 bonus)
Step 1 — Annual Gross Income
RM 5,000 × 12 = RM 60,000
Bonus = RM 5,000
Total = RM 65,000
Step 2 — EPF Deduction (11%)
RM 65,000 × 11% = RM 7,150
Step 3 — Tax Reliefs (example RM 9,000)
Total relief = RM 9,000
Step 4 – Chargeable Income
Step 5 – Apply Tax Brackets
First RM 35,000 → calculated at low rates
Remaining RM 13,850 → taxed at 6%
Total estimated tax = ≈ RM 1,300–RM 1,500 per year
Monthly tax ≈ RM 110–RM 130
Your calculator automatically does this.
Frequently Asked Questions (FAQ)
1. How do I calculate income tax in Malaysia?
Use the formula: Gross income – EPF – tax reliefs → apply progressive tax rates (0%–30%).
2. What is PCB in Malaysia?
PCB (Potongan Cukai Bulanan) is monthly tax deduction by employers based on estimated annual tax.
3. Is EPF taxable?
Employee EPF contributions are tax-deductible and reduce chargeable income.
4. Do Malaysians pay tax on bonus?
Yes — bonus is added to annual gross income.
5. Who is considered a resident for tax purposes?
If you stay in Malaysia ≥182 days, you are taxed as a resident at 0%–30%.
6. What is the tax rate for non-residents?
Non-residents pay a flat 30% on chargeable income.
No reliefs allowed.
7. Can this calculator estimate PCB?
Yes — it can approximate monthly tax similar to PCB.
8. What are common tax reliefs in Malaysia?
Self, spouse, children, lifestyle, insurance, SOCSO, EPF, education fees, parents’ medical expenses, PRS etc.