Indonesia Net Salary Calculator
Hitung gaji bersih setelah PPh21, PTKP, BPJS, dan tunjangan.
Bagaimana gaji bersih dihitung?
- Gaji bulanan + tunjangan
- Potong BPJS (jika dipilih)
- Hitung penghasilan tahunan
- Kurangi PTKP → PKP
- Hitung PPh21 tahunan
- Bagi 12 → pajak bulanan
- Take-home pay = gaji - pajak - BPJS
Tarif PPh21 Progresif Terbaru
- 0 – 60 juta → 5%
- 60 – 250 juta → 15%
- 250 – 500 juta → 25%
- 500 juta – 5 M → 30%
- > 5 M → 35%
How Indonesia Net Salary Is Calculated
This calculator estimates your take-home pay (gaji bersih) after deducting PPh21 tax, BPJS Ketenagakerjaan 2%, and applying PTKP (non-taxable income) based on Indonesia’s latest rules for 2026.
- Your monthly income and allowances are combined to form gross salary.
- BPJS 2% employee deduction is applied if selected.
- PTKP category reduces your taxable income (PKP).
- We apply the progressive PPh21 tax brackets to calculate monthly tax.
- We show net salary after all deductions.
PPh21 Progressive Tax Brackets (2026)
| Annual PKP (Rp) | Tax Rate |
|---|---|
| 0 – 60 juta | 5% |
| 60 – 250 juta | 15% |
| 250 – 500 juta | 25% |
| 500 juta – 5 miliar | 30% |
| > 5 miliar | 35% |
PTKP (Penghasilan Tidak Kena Pajak)
PTKP reduces your taxable income (PKP). Choose based on your marital status and dependents.
| PTKP Code | Description |
|---|---|
| TK/0 | Single, no dependents |
| TK/1 – TK/3 | Single with 1–3 dependents |
| K/0 | Married, no dependents |
| K/1 – K/3 | Married with 1–3 dependents |
BPJS Ketenagakerjaan Deduction
BPJS Ketenagakerjaan (Jamsostek) is a mandatory social security program. This calculator includes:
- 2% BPJS employee contribution (deducted from employee salary)
- 3.7% employer contribution (not deducted from employee)
Why This Calculator Is Useful
- Updated tax rules for 2026
- Correct PPh21 calculation for employees
- Supports BPJS inclusion/exclusion
- Shows detailed breakdown: gross salary, BPJS, PKP, PPh21, and net income
- Accurate for both single and married workers
FAQs
What is included in net salary?
Net salary includes monthly income minus PPh21 tax, BPJS 2%, and any other deductions required by regulation.
Does BPJS reduce my taxable income?
Yes. BPJS employee contribution reduces your gross salary before calculating PPh21.
Which PTKP status should I choose?
PTKP depends on marital status and number of dependents. Example: K/2 = Married with 2 dependents.
Is this calculator accurate for 2026?
Yes. All tax brackets, BPJS rules, and PTKP categories follow Indonesia’s 2026 regulations.