Nigeria Net Salary Calculator – PAYE, Pension & NHF (2026)
NIGERIA · PAYE

Nigeria Net Salary Calculator (2026)

Calculate your take-home salary after PAYE tax, pension and NHF deductions.

Salary Breakdown
Pension (8%)₦0.00
NHF (2.5%)₦0.00
Consolidated Relief Allowance (CRA)₦0.00
PAYE Tax₦0.00
Net Salary₦0.00

About This Nigeria Net Salary Calculator

This free Nigeria PAYE calculator shows your actual take-home pay after:

  • Pension (8%)
  • NHF (2.5%)
  • CRA (20% + 1% or ₦200,000)
  • PAYE tax based on Nigerian tax bands

Nigeria PAYE Tax Bands (2025)

  • ₦0 – ₦300,000 → 7%
  • Next ₦300,000 → 11%
  • Next ₦500,000 → 15%
  • Next ₦500,000 → 19%
  • Next ₦1.6M → 21%
  • Above ₦3.2M → 24%

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FAQs

1. What is CRA in Nigeria?

CRA = 20% of gross salary OR ₦200,000 + 1% of gross salary (whichever is higher).

2. Does this include all mandatory deductions?

Yes: Pension (8%), NHF (2.5%), CRA and PAYE.

3. Does it work for 2025?

Yes, based on current Nigerian tax law.