Introduction:

The Loan Amortization Calculator helps you break down your loan repayment schedule month by month. It shows how much of each payment goes toward interest versus principal, your remaining balance after every instalment, and the total cost over time. Whether you’re planning a mortgage, car loan, or personal loan, this tool gives you a clear repayment picture – fast, accurate, and 100% free.

Loan Amortization Schedule — Month-by-Month Amortization Table & CSV

Loan Amortization Schedule

Get a month-by-month amortization table with principal, interest and balance. Export CSV or print the schedule.








Works offline. Use CSV export to save results.
`); w.document.close(); w.print(); });document.getElementById('copyBtn').addEventListener('click', async ()=>{ const rows = window.__amortRows || []; if(!rows.length) return alert('Generate schedule first'); let text = 'No\tDate\tPayment\tPrincipal\tInterest\tExtra\tBalance\n'; rows.forEach(r=> text += `${r.n}\t${r.date}\t${r.payment.toFixed(2)}\t${r.principal.toFixed(2)}\t${r.interest.toFixed(2)}\t${(r.extra||0).toFixed(2)}\t${r.balance.toFixed(2)}\n`); try{ await navigator.clipboard.writeText(text); alert('Table copied to clipboard'); }catch(e){ alert('Copy failed: '+e.message); } });

How to Use?
  1. Enter Loan Amount, Annual Interest Rate (%), and Term (years).
  2. (Optional) Set Start Month (format YYYY-MM) to label rows, and Extra monthly payment to model overpayments.
  3. Choose the Monthly or Yearly summary.
  4. Click Generate Schedule → the month-by-month table appears.
  5. Use Download CSV, Print, or Copy Table to save/share results.

Why It’s Used?

Who Should Use This Tool?

This tool is ideal for:

⭐ Frequently Asked Questions (FAQs)

1. Is the Loan Amortization Calculator free to use?
Yes, it’s completely free and requires no signup.

2. Does the tool support extra monthly payments?
Yes, you can add extra payments to see how fast you can pay off your loan.

3. What types of loans can I calculate?
You can use this tool for mortgages, car loans, student loans, and any fixed-rate installment loan.

4. Does the tool store my loan information?
No. All data is processed locally in your browser and not saved or shared.

5. Can I use this tool on my phone?
Yes. It is fully mobile-friendly for Android, iPhone, and tablets.

6. What is an amortization schedule?
It’s a table showing how each monthly payment is split between interest and principal until the loan is fully paid.

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